Several factors are known to affect an individual’s experience of financial well-being. These include objective resources, such as liquidity, savings, asset allocation, inflation protection, tax burden, housing expenses and insolvency/credit, as well as knowledge and skills for managing such resources. In addition, social, emotional and psychological factors play critical roles in determining the experience of and responses to financial stress; however, it would be very interesting to discuss the impact of financial stressors on individuals who may be most at risk emotionally.

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